How to Have Healthy Money Conversations Before Your Wedding (and Honeymoon)
- Russell Paulson
- Sep 26
- 2 min read
Weddings are one of the happiest milestones in a couple’s journey, but they’re also one of the most expensive. Between the venue, catering, honeymoon, and unexpected “extras,” costs can spiral quickly.
That’s why open and honest financial conversations are just as important as choosing the right flowers or playlist.
Here’s how to approach money talks before the big day:
1. Be Transparent About Budgets
Whether you’re planning an intimate backyard wedding or a 200-guest destination bash, start with what you can realistically afford together. Lay out savings, expected contributions (family or personal), and what you’re comfortable borrowing (if anything).
2. Align on Priorities
Not everything can be a “must-have.” Decide what matters most: dream venue? Photographer? Extra honeymoon days? By ranking priorities, couples can confidently splurge in some areas while scaling back in others.
3. Discuss the Honeymoon Early
Your honeymoon is the first financial project of your married life.
Talk about:
Who’s paying what portion
How much you’re willing to spend (flights vs. experiences vs. relaxation)
What happens if plans go over budget
4. Avoid the “Post-Wedding Hangover”
Too many couples overspend and then start their marriage with financial stress. Instead, set limits together and make sure you still have a cushion for life after the wedding — new housing, shared expenses, or just everyday living.
5. Use Tech to Stay Organized
Smoov help couples manage shared expenses, keep track of who’s paying for what, and prevent the awkward “did you cover that?” conversations. It takes the guesswork out, so you can focus on celebrating.
Bottom Line: The wedding is one day. The marriage is forever. By building healthy money habits now, you’ll enter your next chapter with trust, transparency, and peace of mind.
