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Keep using the cards you already know and love. We’ll integrate with them.
Set up a split % that makes sense for your relationship. We’ll do the math.
STAY IN THE LOOP.
Keep up with Smoov and the latest updates.
AUTOMATICALLY SPLIT YOUR FAVORITE SHARED PURCHASES
Benefits
SMOOV
BENEFITS
One private list with all your expenses
No new credit or debit accounts
Keep your loyalty programs
No more math or spreadsheets
Set your split % and we do the math
No more awkward Venmo requests
Settle up privately in Smoov
SHARE LIFE
NOT ACCOUNTS
The only App couples need to manage their finances.
4 STEPS
TO SMOOV
01
Connect to existing cards
02
Set up 
split %
03
Share transactions with each other
04
Settle up in the app
Overview
BEST-IN-CLASS 
FINTECH APP 
FOR COUPLES TO SMOOV
Integrate with your cards, keep those loyalty programs
Settle up via direct transfer, safely and securely
Set up a split % and let Smoov do the math
Track all your spending as a couple month over month
Automatically split reccruing bills
“Smoov saved us hours every week and we don't argue about money anymore”
“Smoov helped us get on the same page about our expenses without having to talk about money all the time.”
“Even though my partner makes more than I do, Smoov lets me contribute to our relationships expenses in a fair way.”
Maddy | Head of Sales | Boston
Peter | Project Manager | Miami
Tracy | Executive Assistant | Austin
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Why am I not seeing my most recent transaction?Transactions take 3-5 days to process and settle in your account. Once the transaction has become finalized then we bring it into your private view.
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How long does it take for money to reach my account once I settle up?We use ACH transfers so typically 3-5 days to see the money in your account after your and your partner settle up.
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Why am I receiving an error when trying to settle up?Make sure both you and your partner have verified your checking account. More > Settle Payment Info > Select Account > Enter DOB & last four digits of social.
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Why am I having a problem inviting my partner?When inviting your partner make sure they use the same link you did in order to download testflight and Smoov. Once they have created their account then use the in app invite feature to connect your two accounts.
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Why am I having a problem connecting bank accounts?Make sure the bank you are trying to connect is available to connect with plaid.
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What can I expect from Smoov?Link multiple cards using Plaid - safe and secure. Private view with a list of your recent transactions from those cards Send transactions from your private view to your shared view Send transactions back to the private view from shared view if you decide to Agree on a percentage by which to split shared transactions Designate which account you'll transfer money from when settling up with your partner The ability to send money if you're the one who owes it The ability to request money if you are owed Override default split % and adjust % on a per transaction basis Delete transactions from private view A referral code to share with friends (beta beta)
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What can I expect in the future?A brand new and updated app UX entirely web-based as well! A new website design and experience Updated profile view Updated settlement functionality
FREQUENTLY ASKED QUESTIONS
FAQ's
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