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THE ONLY AI-FIRST APP COUPLES NEED TO MANAGE THEIR FINANCES.

Keep using the cards you already know and love. We’ll integrate with them.

Our AI will help you and your partner understand spending trends, highlight opportunities for savings, and even help with your spending habits.

happy couple, partners, sharing a good time.

SPLIT EXPENSES.
SHARE LIFE.

Smoov uses AI to solve couples issues with money.

STAY IN THE LOOP.
Keep up with Smoov and the latest updates.

AUTOMATICALLY SPLIT YOUR FAVORITE SHARED PURCHASES

smoov split transaction payment percentage

BEST-IN-CLASS
AI-FIRST FINTECH APP FOR COUPLES

Integrate with your cards, keep those loyalty programs

Settle up via direct transfer, safely and securely

Set up a split % and let Smoov do the math

Track all your spending as a couple month over month

Automatically split reccruing bills

SHARE LIFE
NOT ACCOUNTS

4 STEPS
TO SMOOV

Connect to existing cards

Invite your partner

Share transactions with each other

Settle up in the app

Overview

“Smoov saved us hours every week and we don't argue about money anymore”

“Smoov helped us get on the same page about our expenses without having to talk about money all the time.”

“Even though my partner makes more than I do, Smoov lets me contribute to our relationships expenses in a fair way.”

Maddy | Head of Sales | Boston

Peter | Project Manager | Miami

Tracy | Executive Assistant | Austin

Why am I not seeing my most recent transaction?

Transactions take 3-5 days to process and settle in your account. Once the transaction has become finalized then we bring it into your private view.
How long does it take for money to reach my account once I settle up?

We use ACH transfers so typically 3-5 days to see the money in your account after your and your partner settle up.
Why am I receiving an error when trying to settle up?

Make sure both you and your partner have verified your checking account. More > Settle Payment Info > Select Account > Enter DOB & last four digits of social.
Why am I having a problem inviting my partner?

When inviting your partner make sure they use the same link you did in order to download testflight and Smoov. Once they have created their account then use the in app invite feature to connect your two accounts.
Why am I having a problem connecting bank accounts?

Make sure the bank you are trying to connect is available to connect with plaid.
What can I expect from Smoov?

Link multiple cards using Plaid - safe and secure. Private view with a list of your recent transactions from those cards Send transactions from your private view to your shared view Send transactions back to the private view from shared view if you decide to Agree on a percentage by which to split shared transactions Designate which account you'll transfer money from when settling up with your partner The ability to send money if you're the one who owes it The ability to request money if you are owed Override default split % and adjust % on a per transaction basis Delete transactions from private view A referral code to share with friends (beta beta)
What can I expect in the future?

A brand new and updated app UX entirely web-based as well! A new website design and experience Updated profile view Updated settlement functionality

FREQUENTLY ASKED QUESTIONS

FAQ's

THE ONLY AI-FIRST APP COUPLES NEED TO MANAGE THEIR FINANCES.

Keep using the cards you already know and love. We’ll integrate with them. Our AI will help you and your partner understand spending trends, highlight opportunities for savings, and even help with your spending habits.

SPLIT EXPENSES. SHARE LIFE.

Smoov uses AI to solve couples issues with money.

STAY IN THE LOOP. Keep up with Smoov and the latest updates.